:root{--ink:#172f4a;--red:#ad3540;--muted:#526779;--pale:#f5f7f9;--blue:#edf3f7;--line:#d4dfe7;--gutter:clamp(24px,5.55vw,80px);color-scheme:light}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font:16px/1.7 Arial,Helvetica,sans-serif}button,a,input,summary{-webkit-tap-highlight-color:transparent}a{color:inherit;text-underline-offset:4px}button{font:inherit;cursor:pointer}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible{outline:3px solid #5086e0;outline-offset:4px}.visually-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}.skip-link{position:absolute;z-index:20;left:20px;top:-100px;background:white;padding:12px}.skip-link:focus{top:12px}.site-header{max-width:1440px;height:100px;margin:auto;padding-inline:var(--gutter);display:flex;align-items:center;gap:32px;background:white}.brand{width:220px;display:block;line-height:0;flex-shrink:0}.brand svg{width:100%;height:auto;display:block}.site-nav{display:flex;align-items:center;gap:28px;margin-left:auto}.site-nav a{font-size:13px;text-decoration:none}.site-nav a:hover{color:var(--red)}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:24px;min-height:50px;padding:13px 21px;border:1px solid var(--red);border-radius:3px;background:var(--red);color:white;text-decoration:none;font:600 13px/1.45 Arial,sans-serif}.button span{font-size:19px;font-weight:400}.button:hover{background:#922a35;border-color:#922a35}.header-help{background:#fff;color:var(--ink);border-color:#8ca2b3;min-height:45px;white-space:nowrap}.header-help:hover{color:#fff;background:var(--ink);border-color:var(--ink)}.menu-toggle{display:none}.article-shell{max-width:1280px;width:calc(100% - 2 * var(--gutter));margin-inline:auto}.article-hero{padding-block:39px 0}.breadcrumbs{font:12px/1.5 Arial,sans-serif;margin-bottom:34px;display:flex;gap:12px;align-items:center;color:var(--muted)}.breadcrumbs a{text-decoration:none}.breadcrumbs a:hover{text-decoration:underline}.hero-layout{display:grid;grid-template-columns:1fr;gap:35px}.article-heading{text-align:center;max-width:840px;margin:auto}.article-meta{font:600 11px/1.5 Arial,sans-serif;letter-spacing:1.2px;text-transform:uppercase;color:var(--muted);margin:0 0 19px;display:flex;gap:12px;justify-content:center;align-items:center}.article-meta i{width:3px;height:3px;border-radius:50%;background:#8b9dac}.article-heading h1{font:400 clamp(50px,5.2vw,74px)/1.055 "DM Serif Text",serif;letter-spacing:-.028em;margin:0}.article-heading h1 em{display:block;font-weight:400;color:var(--red);font-synthesis:none}.article-deck{max-width:595px;margin:24px auto 0;font-size:17px;line-height:1.7;color:var(--muted)}.article-heading-tools{display:flex;align-items:center;justify-content:center;gap:25px;margin-top:20px;font:12px/1.4 Arial,sans-serif;color:var(--muted)}.article-text-button{display:inline-flex;align-items:center;gap:10px;min-height:44px;border:0;background:none;color:var(--ink);padding:8px 0;font:600 12px/1.4 Arial,sans-serif;text-decoration:underline;text-underline-offset:4px}.article-text-button:hover{color:var(--red)}.hero-picture{margin:0;height:340px;border-radius:5px;overflow:hidden;background:#dce5ec}.hero-picture img{width:100%;height:100%;object-fit:cover;object-position:center 36%;display:block}.report-illustration{display:none}.quick-summary{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;margin-top:28px;padding:24px 0;border-block:1px solid var(--line)}.quick-summary div{padding:0 30px;border-right:1px solid var(--line);font:400 19px/1.3 "DM Serif Text",serif}.quick-summary div:first-child{padding-left:0}.quick-summary div:last-child{border:0}.quick-summary span{display:block;font:600 10px/1.5 Arial,sans-serif;letter-spacing:1.1px;color:var(--muted);margin-bottom:6px}.reading-zone{padding:64px var(--gutter) 0}.reading-layout{max-width:1100px;margin:auto;display:grid;grid-template-columns:210px minmax(0,740px);gap:65px;align-items:start}.reading-toc{position:sticky;top:25px;align-self:start}.contents-disclosure{border-top:2px solid #a7bdcc}.contents-disclosure summary{padding:17px 0 15px;list-style:none;font:600 12px/1.4 Arial,sans-serif;cursor:pointer}.contents-disclosure summary::-webkit-details-marker{display:none}.contents-disclosure summary span{display:none}.reading-toc ol{margin:0;padding:0;list-style:none}.reading-toc li{margin:0 0 3px}.reading-toc a{display:block;padding:10px 0 10px 14px;font:12px/1.5 Arial,sans-serif;color:var(--muted);text-decoration:none;border-left:2px solid transparent}.reading-toc a:hover{color:var(--red)}.reading-toc a[aria-current=location]{border-color:var(--red);color:var(--ink);font-weight:700}.toc-help{margin-top:26px;border-top:1px solid var(--line);padding-top:22px}.toc-help p{font:400 24px/1.25 "DM Serif Text",serif;margin:0 0 12px}.toc-help a{font-size:12px;font-weight:600}.reading-body{min-width:0}.reading-body p{margin:0 0 20px;font-size:17px;line-height:1.8}.article-lead{font-size:19px!important;line-height:1.8!important}.reading-body h2{font:400 39px/1.16 "DM Serif Text",serif;letter-spacing:-.025em;margin:0 0 21px}.reading-body h3{font:400 26px/1.2 "DM Serif Text",serif;letter-spacing:-.015em;margin:0 0 11px}.reading-body a{color:#a02c37}.reading-body sup a{font:600 10px/1 Arial,sans-serif;padding:3px;text-decoration:none}.article-chapter{padding-top:38px;margin-top:36px;border-top:1px solid var(--line);scroll-margin-top:30px;outline:none}.chapter-heading{display:flex;gap:18px;align-items:baseline}.chapter-number{display:none}.quick-answer{background:var(--blue);padding:30px 33px;margin:30px 0 40px;border-radius:4px;border-left:3px solid #8ea5b5}.module-label{display:block;font:600 10px/1.5 Arial,sans-serif;letter-spacing:1.2px;text-transform:uppercase;color:var(--muted);margin:0 0 14px}.quick-answer h2{font-size:33px;margin-bottom:17px}.quick-answer h2 em{font-weight:400;color:var(--red)}.quick-answer p{font-size:16px;margin:0}.takeaway{display:flex;gap:21px;padding:23px 0 5px}.takeaway-mark{font-size:33px;line-height:1.2;color:var(--red)}.takeaway h3{font-size:25px}.takeaway p{font-size:16px;color:var(--muted);margin:0}.report-parts{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:27px 0 18px}.report-parts>div{padding:24px;background:var(--pale);border:1px solid var(--line);border-radius:4px}.report-parts>div>span{font:400 23px/1 "DM Serif Text",serif;color:#6d8598;display:block;margin-bottom:19px}.report-parts h3{font-size:26px}.report-parts p{font-size:15px;line-height:1.65;margin:0;color:var(--muted)}.reading-body .quiet-caption{font-size:12px;line-height:1.6;color:var(--muted)}.worked-example{background:#edf3f7;border:1px solid #cbdce7;border-radius:5px;padding:28px 31px;margin:27px 0}.example-heading{display:flex;align-items:baseline;justify-content:space-between;gap:15px}.example-heading>span:last-child{font:11px/1.5 Arial,sans-serif;color:var(--muted)}.worked-example>h3{font-size:32px;margin-bottom:27px}.example-snapshots{display:grid;grid-template-columns:1fr 28px 1fr;align-items:center;gap:20px;margin-bottom:26px}.example-snapshots>div{padding:21px 18px;background:#fff;border:1px solid #cbdbe6;border-radius:3px}.example-snapshots span:not(.example-arrow){display:block;font:12px/1.5 Arial,sans-serif;color:var(--muted)}.example-snapshots strong{display:block;font:400 43px/1.15 "DM Serif Text",serif;letter-spacing:-.03em;margin:9px 0}.example-snapshots>div:last-child strong{color:var(--red)}.example-snapshots small{font:11px/1.5 Arial,sans-serif;color:var(--muted)}.example-arrow{font:24px/1 Arial,sans-serif;color:var(--red)}.worked-example>p{font-size:16px;line-height:1.75}.example-lesson{padding-top:19px;border-top:1px solid #b8ccd9;display:flex;flex-direction:column;gap:8px}.example-lesson strong{font:600 11px/1.4 Arial,sans-serif;letter-spacing:.3px}.example-lesson>span{font:400 23px/1.35 "DM Serif Text",serif}.comparison-table{margin:27px 0;border:1px solid #cddbe5;border-radius:4px;overflow:hidden}.comparison-table table{width:100%;border-collapse:collapse;font:15px/1.6 Arial,sans-serif;table-layout:fixed}.comparison-table caption{text-align:left;padding:19px 21px;background:#edf3f7;font:400 26px/1.25 "DM Serif Text",serif}.comparison-table th,.comparison-table td{text-align:left;vertical-align:top;padding:17px 20px;border-top:1px solid #d5e0e8;overflow-wrap:break-word}.comparison-table thead th{background:#f5f7f9;font-size:12px}.comparison-table tbody th{font-weight:600;width:43%}.comparison-table td{color:var(--muted)}.gentle-note{border-left:3px solid var(--red);padding:5px 0 5px 24px;margin:30px 0}.gentle-note h3{font-size:27px}.gentle-note p{font-size:16px;color:var(--muted);margin:0}.action-steps{list-style:none;margin:26px 0 0;padding:0}.action-steps li{display:flex;gap:21px;padding:22px 0;border-bottom:1px solid var(--line)}.action-steps li:last-child{border:0}.action-steps li>span{font:400 30px/1 "DM Serif Text",serif;color:var(--red);padding-top:3px;min-width:21px}.action-steps h3{font-size:27px}.action-steps p{font-size:16px;margin:0;color:var(--muted)}.article-checklist{background:var(--blue);padding:30px 32px;border:1px solid #cadce7;border-radius:5px}.article-checklist fieldset,.review-rail fieldset{border:0;padding:0;margin:20px 0 0;min-width:0}.check-row{display:flex;gap:14px;align-items:flex-start;min-height:49px;padding:14px 0;border-top:1px solid #cddce6;font:15px/1.6 Arial,sans-serif;cursor:pointer}.check-row input{margin:3px 0 0;width:18px;height:18px;flex-shrink:0;accent-color:#172f4a}.check-row:has(input:checked){color:#506779}.check-row:has(input:checked) span{text-decoration:line-through;text-decoration-color:#8ea5b5}.checklist-bottom{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-top:16px}.checklist-count{font:12px/1.5 Arial,sans-serif;color:var(--muted)}.article-faq details{border-bottom:1px solid var(--line)}.article-faq summary{display:flex;justify-content:space-between;align-items:center;gap:24px;padding:23px 0;list-style:none;font:400 25px/1.25 "DM Serif Text",serif;cursor:pointer}.article-faq summary::-webkit-details-marker{display:none}.article-faq summary span{font:22px/1 Arial,sans-serif;color:var(--red)}.article-faq details[open] summary span{transform:rotate(45deg)}.article-faq details>div{padding-right:27px}.article-faq details p{font-size:16px;color:var(--muted)}.article-sources{padding:30px 0 0;margin-top:34px;border-top:1px solid var(--line)}.article-sources h2{font:600 14px/1.5 Arial,sans-serif;letter-spacing:0;margin-bottom:14px}.article-sources ol{margin:0;padding-left:20px;font:12px/1.7 Arial,sans-serif}.article-sources li{margin:9px 0}.article-sources p{font-size:11px;color:var(--muted);margin-top:18px}.review-rail{display:none}.inline-photo{display:none}.article-closing{max-width:1100px;margin:70px auto 0;padding:40px 43px;background:#edf3f7;display:flex;align-items:center;justify-content:space-between;gap:36px;border:1px solid #cedce6;border-radius:5px;scroll-margin-top:25px}.article-closing h2{font:400 36px/1.15 "DM Serif Text",serif;letter-spacing:-.02em;margin:0 0 14px}.article-closing h2 em{color:var(--red);font-weight:400}.article-closing p{font-size:15px;line-height:1.7;color:var(--muted);margin:0;max-width:520px}.article-closing .button{flex-shrink:0}.related-section{max-width:1100px;margin:65px auto 0;padding-bottom:65px}.related-heading{display:flex;justify-content:space-between;align-items:center;gap:30px;margin-bottom:27px}.related-heading h2{font:400 36px/1.2 "DM Serif Text",serif;margin:0;letter-spacing:-.02em}.related-heading a{font:600 12px/1.5 Arial,sans-serif}.related-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:27px}.related-card{background:#fff;border:1px solid var(--line);border-radius:4px;overflow:hidden}.related-card img{width:100%;height:160px;object-fit:cover;display:block}.related-card>div{padding:22px}.related-card h3{font:400 27px/1.2 "DM Serif Text",serif;margin:0 0 16px}.related-card a{font:600 12px/1.5 Arial,sans-serif}.article-footer{border-top:1px solid var(--line);padding:23px var(--gutter);font:12px/1.5 Arial,sans-serif;color:var(--muted);display:flex;justify-content:space-between;gap:25px}.article-footer a{text-decoration:none}
/* 2: a split opening and discrete, generously padded handbook chapters. */
[data-article-design=handbook] .article-hero{padding-block:40px 45px;background:#edf3f7}
[data-article-design=handbook] .hero-layout{grid-template-columns:1.1fr 1fr;gap:65px;align-items:center}
[data-article-design=handbook] .article-heading{text-align:left}
[data-article-design=handbook] .article-meta,[data-article-design=handbook] .article-heading-tools{justify-content:flex-start}
[data-article-design=handbook] .article-heading h1{font-size:clamp(49px,4.4vw,68px)}
[data-article-design=handbook] .hero-picture{height:380px;border-bottom:5px solid #8ea5b5}
[data-article-design=handbook] .quick-summary{background:#172f4a;color:white;padding:26px 30px;border:0;border-radius:4px;margin-top:39px}
[data-article-design=handbook] .quick-summary span{color:#c2d1dd}
[data-article-design=handbook] .quick-summary div{border-color:#617a90}
[data-article-design=handbook] .reading-zone{background:#f5f7f9;padding-top:55px}
[data-article-design=handbook] .reading-layout{max-width:1160px;grid-template-columns:230px minmax(0,800px);gap:38px}
[data-article-design=handbook] .reading-toc{background:white;border:1px solid #d0dde7;padding:5px 21px 22px;border-radius:4px}
[data-article-design=handbook] .contents-disclosure{border-top:0}
[data-article-design=handbook] .article-chapter{background:white;padding:31px 34px;margin-top:25px;border:1px solid #d2dfe8;border-radius:4px}
[data-article-design=handbook] .chapter-number{display:block;font:400 27px/1 "DM Serif Text",serif;color:var(--red)}
[data-article-design=handbook] .reading-body h2{font-size:35px}
[data-article-design=handbook] .quick-answer{background:#e7eff5;border:0;margin-bottom:25px}
/* 3: an open editorial layout with large section numbers and restrained rules. */
[data-article-design=field-notes] .hero-layout{grid-template-columns:1.4fr .8fr;align-items:center;gap:65px}
[data-article-design=field-notes] .article-heading{text-align:left}
[data-article-design=field-notes] .article-heading h1{font-size:clamp(55px,5.8vw,82px)}
[data-article-design=field-notes] .article-meta,[data-article-design=field-notes] .article-heading-tools{justify-content:flex-start}
[data-article-design=field-notes] .hero-picture{height:380px;border:9px solid #f5f7f9;box-shadow:10px 10px 0 #e8eef3;overflow:hidden;border-radius:0}
[data-article-design=field-notes] .quick-summary{margin-top:47px}
[data-article-design=field-notes] .reading-layout{grid-template-columns:1fr;max-width:820px;gap:32px}
[data-article-design=field-notes] .reading-toc{position:static}
[data-article-design=field-notes] .reading-toc ol{display:grid;grid-template-columns:repeat(3,1fr);gap:0 17px}
[data-article-design=field-notes] .toc-help{display:none}
[data-article-design=field-notes] .quick-answer{background:white;padding:26px 0;border:0;border-block:1px solid #b5c7d4;border-radius:0}
[data-article-design=field-notes] .quick-answer h2{font-size:40px}
[data-article-design=field-notes] .quick-answer h2 br{display:none}
[data-article-design=field-notes] .article-chapter{padding-top:46px;margin-top:45px}
[data-article-design=field-notes] .chapter-heading{align-items:flex-start;gap:22px}
[data-article-design=field-notes] .chapter-number{display:block;font:400 43px/1 "DM Serif Text",serif;color:#8da5b7}
[data-article-design=field-notes] .chapter-heading h2{font-size:43px}
[data-article-design=field-notes] .report-parts>div{background:white;border:0;border-top:1px solid #bacdd9;border-radius:0;padding:23px 0}
[data-article-design=field-notes] .report-parts{gap:15px 35px}
[data-article-design=field-notes] .article-checklist{padding:33px;background:#edf3f7;border:1px solid #ccdce7}
/* 4: a guided workspace with a quiet checklist alongside the reading column. */
[data-article-design=guided] .article-hero{background:#edf3f7;padding-bottom:38px}
[data-article-design=guided] .hero-layout{grid-template-columns:1.4fr .8fr;gap:65px;align-items:center}
[data-article-design=guided] .article-heading{text-align:left}
[data-article-design=guided] .article-meta,[data-article-design=guided] .article-heading-tools{justify-content:flex-start}
[data-article-design=guided] .hero-picture{display:none}
[data-article-design=guided] .report-illustration{display:block;padding:29px 27px 25px;background:white;border:1px solid #bfcfdc;border-radius:5px;box-shadow:10px 10px 0 #dce6ed;transform:rotate(2deg)}
.report-illustration .module-label{font-size:9px;margin-bottom:20px}.illustration-title{font:400 30px/1.2 "DM Serif Text",serif;margin-bottom:22px}.illustration-row{display:flex;justify-content:space-between;gap:24px;padding:13px 0;border-top:1px solid #d8e3eb;font:12px/1.5 Arial,sans-serif}.illustration-row span:first-child{color:var(--muted)}.illustration-row strong{font-weight:600}.illustration-note{font:12px/1.5 Arial,sans-serif;color:var(--red);margin:17px 0 0}
[data-article-design=guided] .reading-layout{grid-template-columns:minmax(0,740px) 280px;max-width:1150px;gap:35px 50px}
[data-article-design=guided] .reading-toc{position:static;grid-column:1/-1}
[data-article-design=guided] .reading-toc ol{display:grid;grid-template-columns:repeat(4,1fr);gap:0 15px}
[data-article-design=guided] .toc-help{display:none}
[data-article-design=guided] .review-rail{display:block;position:sticky;top:25px;background:#f5f7f9;border:1px solid #d1dfe8;border-radius:4px;padding:24px 21px}
.review-rail h2{font:400 29px/1.15 "DM Serif Text",serif;margin:0 0 13px}.review-rail>p{font:13px/1.65 Arial,sans-serif;color:var(--muted);margin:0}.review-rail .check-row{font-size:12px;gap:10px;min-height:46px;padding-block:12px}.review-rail .check-row input{width:16px;height:16px}.review-rail .checklist-count{display:block;margin-top:16px}.review-rail .button{width:100%;margin-top:23px;font-size:12px;padding:12px 15px;gap:10px}
[data-article-design=guided] .article-checklist{padding:28px;background:#f5f7f9}
[data-article-design=guided] .chapter-number{display:block;font:600 12px/1 Arial,sans-serif;color:var(--red);border:1px solid #c5d6e2;border-radius:50%;padding:11px 9px}
/* 5: a navy opening and a single, uninterrupted reading column. */
[data-article-design=calm-focus] .article-hero{background:#172f4a;color:#fff;padding-bottom:50px}
[data-article-design=calm-focus] .breadcrumbs,[data-article-design=calm-focus] .article-meta,[data-article-design=calm-focus] .article-deck,[data-article-design=calm-focus] .article-heading-tools{color:#cbd8e2}
[data-article-design=calm-focus] .article-heading h1 em{color:#efa4ab}
[data-article-design=calm-focus] .article-heading .article-text-button{color:#fff}
[data-article-design=calm-focus] .hero-picture{display:none}
[data-article-design=calm-focus] .article-heading{padding:14px 0 17px}
[data-article-design=calm-focus] .quick-summary{max-width:850px;margin:36px auto 0;border-color:#567086}
[data-article-design=calm-focus] .quick-summary div{border-color:#567086}
[data-article-design=calm-focus] .quick-summary span{color:#cbd8e2}
[data-article-design=calm-focus] .reading-layout{display:block;max-width:745px}
[data-article-design=calm-focus] .reading-toc{position:static;margin-bottom:37px}
[data-article-design=calm-focus] .reading-toc ol{display:grid;grid-template-columns:1fr 1fr;gap:0 20px}
[data-article-design=calm-focus] .toc-help{display:none}
[data-article-design=calm-focus] .inline-photo{display:block;margin:30px 0 37px;height:285px;border-radius:4px;overflow:hidden}
.inline-photo img{display:block;width:100%;height:100%;object-fit:cover;object-position:center 38%}
[data-article-design=calm-focus] .quick-answer{background:white;text-align:center;border:0;border-block:1px solid #b1c5d3;padding:29px 22px;border-radius:0}
[data-article-design=calm-focus] .quick-answer h2{font-size:43px}
[data-article-design=calm-focus] .report-parts{grid-template-columns:1fr}
[data-article-design=calm-focus] .report-parts>div{display:grid;grid-template-columns:40px 1fr;gap:0 17px;padding:22px 24px}
[data-article-design=calm-focus] .report-parts>div>span{grid-row:1/3;margin-top:4px}
[data-article-design=calm-focus] .report-parts>div p{grid-column:2}
@media(max-width:1100px){.site-header{gap:24px}.site-nav{gap:20px}.brand{width:200px}.reading-layout{grid-template-columns:180px minmax(0,1fr);gap:38px}.hero-picture{height:300px}.article-heading h1{font-size:62px}.article-heading h1 br{display:none}.reading-body h2{font-size:35px}.example-snapshots{gap:11px;grid-template-columns:1fr 22px 1fr}.example-snapshots strong{font-size:37px}.example-snapshots>div{padding:17px 14px}.article-closing{padding:32px}.article-closing h2{font-size:31px}[data-article-design=handbook] .hero-layout,[data-article-design=field-notes] .hero-layout,[data-article-design=guided] .hero-layout{gap:36px}[data-article-design=handbook] .hero-picture{height:330px}[data-article-design=handbook] .reading-layout{grid-template-columns:180px minmax(0,1fr);gap:28px}[data-article-design=handbook] .reading-toc{padding-inline:15px}[data-article-design=handbook] .article-chapter{padding:27px}[data-article-design=handbook] .chapter-heading{gap:12px}[data-article-design=handbook] .reading-body h2{font-size:32px}[data-article-design=guided] .reading-layout{grid-template-columns:minmax(0,1fr) 240px;gap:30px}.report-parts{gap:13px}.report-parts>div{padding:20px}.report-parts h3{font-size:24px}.worked-example{padding:24px}.comparison-table th,.comparison-table td{padding:14px}.article-checklist{padding:27px}.related-grid{gap:20px}.related-card>div{padding:20px}.related-card h3{font-size:24px}}
@media(max-width:850px){.site-header{height:85px}.site-nav{gap:16px}.site-nav a{font-size:12px}.header-help{font-size:12px;padding:12px 15px}.reading-zone{padding-top:37px}.reading-layout,[data-article-design=handbook] .reading-layout,[data-article-design=guided] .reading-layout{display:block}.reading-toc{position:static!important;margin-bottom:32px}.contents-disclosure{border:1px solid #cbdbe6;padding:0 20px;border-radius:4px;background:#f5f7f9}.contents-disclosure summary{display:flex;align-items:center;justify-content:space-between;min-height:53px;padding:15px 0}.contents-disclosure summary span{display:inline-block;font-size:18px;color:var(--red)}.contents-disclosure[open] summary span{transform:rotate(45deg)}.reading-toc ol{display:grid!important;grid-template-columns:1fr 1fr!important;gap:0 18px!important;padding-bottom:15px}.toc-help{display:none}.reading-body{max-width:740px;margin:auto}[data-article-design=handbook] .reading-toc{padding:0;border:0}[data-article-design=handbook] .contents-disclosure{border:1px solid #cbdbe6}[data-article-design=guided] .review-rail{display:none}.article-heading h1{font-size:56px}.article-deck{font-size:16px}.hero-picture{height:285px}.quick-summary div{padding-inline:20px;font-size:17px}.quick-summary span{font-size:9px}.article-closing{display:block}.article-closing .button{margin-top:24px}.related-grid{gap:16px}.related-card img{height:135px}.related-card h3{font-size:23px}.related-card>div{padding:18px}[data-article-design=field-notes] .hero-picture{height:320px}[data-article-design=field-notes] .article-heading h1{font-size:57px}[data-article-design=guided] .hero-layout{grid-template-columns:1.2fr .8fr}.illustration-title{font-size:25px}.report-illustration .module-label{font-size:8px}.illustration-row{font-size:10px;gap:14px}[data-article-design=guided] .report-illustration{padding:24px 19px}[data-article-design=guided] .article-heading h1{font-size:54px}}
@media(max-width:650px){
 :root{--gutter:24px}.site-header{height:83px;gap:15px;position:relative;z-index:5}.brand{width:195px;max-width:calc(100vw - 110px)}.header-help{display:none}.menu-toggle{display:flex;margin-left:auto;flex-direction:column;gap:5px;justify-content:center;width:44px;height:44px;border:0;background:none;padding:11px}.menu-toggle span{width:22px;height:2px;background:var(--ink)}.site-nav{display:none;position:absolute;inset:83px 0 auto;z-index:10;background:#fff;padding:21px 24px;border-bottom:1px solid #d5e0e7;box-shadow:0 12px 20px #172f4a0d;flex-direction:column;align-items:stretch;gap:8px;margin:0}.site-nav a{font-size:15px;padding:11px 0;min-height:44px}.menu-open .site-nav{display:flex}.article-hero{padding-top:23px}.breadcrumbs{font-size:11px;margin-bottom:26px;gap:9px}.hero-layout{gap:26px}.article-heading{text-align:left!important}.article-meta,.article-heading-tools{justify-content:flex-start!important}.article-meta{font-size:10px;letter-spacing:.9px;margin-bottom:17px}.article-heading h1,[data-article-design=field-notes] .article-heading h1,[data-article-design=guided] .article-heading h1,[data-article-design=handbook] .article-heading h1{font-size:49px;line-height:1.08}.article-deck{font-size:16px;line-height:1.7;margin-top:19px}.article-heading-tools{gap:22px;margin-top:15px;font-size:11px}.hero-picture{height:230px;border-radius:4px}.quick-summary{grid-template-columns:1fr;padding-block:8px;margin-top:25px}.quick-summary div{padding:15px 0!important;border:0;border-bottom:1px solid #d6e0e7!important;font-size:20px;display:flex;align-items:center;gap:19px}.quick-summary div:last-child{border-bottom:0!important}.quick-summary span{font-size:9px;flex-shrink:0;width:72px;margin:0}.reading-zone{padding-top:31px}.reading-toc ol{grid-template-columns:1fr!important}.reading-toc a{font-size:13px;padding-block:11px}.contents-disclosure summary{font-size:13px}.reading-body p{font-size:16px;line-height:1.8}.article-lead{font-size:18px!important}.reading-body h2,[data-article-design=handbook] .reading-body h2{font-size:32px;line-height:1.2;margin-bottom:19px}.reading-body h3{font-size:25px}.article-chapter{margin-top:30px;padding-top:30px}.quick-answer{padding:25px 23px;margin:27px 0 30px}.quick-answer h2,[data-article-design=field-notes] .quick-answer h2,[data-article-design=calm-focus] .quick-answer h2{font-size:31px}.quick-answer p{font-size:15px}.takeaway{gap:15px;padding-top:14px}.takeaway p{font-size:15px}.report-parts{grid-template-columns:1fr;gap:13px}.report-parts>div{padding:22px}.report-parts>div>span{margin-bottom:13px}.report-parts h3{font-size:26px}.report-parts p{font-size:15px}.worked-example{padding:23px 20px;margin-block:25px}.worked-example>h3{font-size:29px}.example-heading{display:block}.example-heading .module-label{margin-bottom:4px}.example-heading>span:last-child{display:block;margin-bottom:15px;font-size:10px}.example-snapshots{grid-template-columns:1fr;gap:12px;text-align:center}.example-snapshots>div{padding:18px}.example-snapshots strong{font-size:43px}.example-arrow{transform:rotate(90deg);justify-self:center}.example-lesson>span{font-size:24px}.worked-example>p{font-size:15px}.comparison-table caption{font-size:24px;padding:17px}.comparison-table th,.comparison-table td{padding:13px 11px;font-size:13px;line-height:1.65}.comparison-table thead th{font-size:11px}.gentle-note{padding-left:20px}.gentle-note p{font-size:15px}.action-steps li{gap:15px;padding-block:19px}.action-steps p{font-size:15px}.article-checklist,[data-article-design=guided] .article-checklist{padding:25px 21px}.check-row{font-size:14px;gap:12px;padding-block:14px}.checklist-bottom{gap:12px}.checklist-count{font-size:11px}.article-text-button{font-size:11px}.article-faq summary{font-size:23px;gap:18px;padding-block:22px}.article-faq details p{font-size:15px}.article-faq details>div{padding-right:0}.article-sources ol{font-size:12px}.article-sources p{font-size:11px}.article-closing{margin-top:46px;padding:28px 25px}.article-closing h2{font-size:31px}.article-closing p{font-size:15px}.related-section{margin-top:43px;padding-bottom:45px}.related-heading{display:block;margin-bottom:23px}.related-heading h2{font-size:32px;margin-bottom:10px}.related-heading a{display:inline-flex;min-height:40px;align-items:center}.related-grid{grid-template-columns:1fr;gap:22px}.related-card img{height:185px}.related-card>div{padding:24px}.related-card h3{font-size:29px}.related-card a{min-height:42px;display:inline-flex;align-items:center}.article-footer{display:block;font-size:11px}.article-footer a{display:inline-flex;margin-top:12px;min-height:36px;align-items:center}
 [data-article-design=handbook] .hero-layout,[data-article-design=field-notes] .hero-layout,[data-article-design=guided] .hero-layout{grid-template-columns:1fr;gap:27px}[data-article-design=handbook] .article-hero{padding-top:23px;padding-bottom:28px}[data-article-design=handbook] .hero-picture{height:246px}[data-article-design=handbook] .quick-summary{padding:12px 22px;margin-top:26px}[data-article-design=handbook] .quick-summary div{border-bottom-color:#567085!important}[data-article-design=handbook] .article-chapter{padding:25px 20px;margin-top:23px}[data-article-design=handbook] .chapter-heading{display:block}[data-article-design=handbook] .chapter-number{font-size:24px;margin-bottom:14px}[data-article-design=handbook] .reading-zone{padding-top:28px}[data-article-design=handbook] .worked-example{padding:20px 16px}[data-article-design=handbook] .comparison-table th,[data-article-design=handbook] .comparison-table td{padding:11px 9px;font-size:12px}[data-article-design=field-notes] .hero-picture{height:300px;box-shadow:7px 7px 0 #e8eef3;border-width:7px}[data-article-design=field-notes] .quick-summary{margin-top:31px}[data-article-design=field-notes] .chapter-heading{gap:15px}[data-article-design=field-notes] .chapter-number{font-size:32px}[data-article-design=field-notes] .chapter-heading h2{font-size:32px}[data-article-design=field-notes] .article-chapter{padding-top:31px;margin-top:31px}[data-article-design=field-notes] .article-checklist{padding:24px 20px}[data-article-design=guided] .report-illustration{width:calc(100% - 18px);max-width:360px;margin:0 auto 6px;padding:26px;transform:rotate(1deg)}.illustration-title{font-size:31px}.illustration-row{font-size:12px}.report-illustration .module-label{font-size:10px}[data-article-design=guided] .article-hero{padding-bottom:28px}[data-article-design=guided] .chapter-heading{gap:13px;align-items:flex-start}[data-article-design=guided] .chapter-number{padding:10px 8px;font-size:11px;margin-top:3px}[data-article-design=calm-focus] .article-hero{padding-bottom:29px}[data-article-design=calm-focus] .quick-summary{margin-top:25px}[data-article-design=calm-focus] .quick-summary div{border-bottom-color:#567086!important}[data-article-design=calm-focus] .article-heading{padding-top:5px;padding-bottom:0}[data-article-design=calm-focus] .inline-photo{height:220px}[data-article-design=calm-focus] .report-parts>div{grid-template-columns:27px 1fr;gap:0 14px;padding:21px 19px}
}
@media(max-width:370px){:root{--gutter:20px}.article-heading h1,[data-article-design=field-notes] .article-heading h1,[data-article-design=guided] .article-heading h1,[data-article-design=handbook] .article-heading h1{font-size:43px}.reading-body h2,[data-article-design=handbook] .reading-body h2,[data-article-design=field-notes] .chapter-heading h2,[data-article-design=guided] .chapter-heading h2{font-size:29px}.quick-summary div{font-size:18px;gap:14px}.quick-summary span{width:68px}.checklist-bottom{flex-wrap:wrap}.article-meta{font-size:9px;gap:9px}.article-heading-tools{font-size:10px}.hero-picture{height:210px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
@media print{.site-header,.reading-toc,.quick-summary,.review-rail,.article-heading-tools,.article-closing,.related-section,.article-footer{display:none!important}.article-hero,.reading-zone{padding:0!important;background:white!important;color:#172f4a!important}.article-shell{width:100%;max-width:none}.hero-picture,.report-illustration,.inline-photo{display:none!important}.hero-layout,.reading-layout{display:block!important}.article-heading{text-align:left!important;padding:0!important}.article-heading h1{font-size:36px!important}.article-heading h1 em{color:#ad3540!important}.article-deck,.article-meta{color:#526779!important}.article-chapter{break-inside:avoid;padding:15px 0!important;margin:15px 0!important;border:0!important}.reading-body p{font-size:11pt;line-height:1.55}.reading-body h2{font-size:24pt!important}.worked-example,.article-checklist,.quick-answer{break-inside:avoid}.article-text-button{display:none}}


/* Approved combination: Handbook hero only; Journal article on white. */
[data-article-header=handbook] .article-hero{padding-block:40px 45px;background:#edf3f7}
[data-article-header=handbook] .hero-layout{grid-template-columns:1.1fr 1fr;gap:65px;align-items:center}
[data-article-header=handbook] .article-heading{text-align:left;margin:0;max-width:none}
[data-article-header=handbook] .article-meta,[data-article-header=handbook] .article-heading-tools{justify-content:flex-start}
[data-article-header=handbook] .article-heading h1{font-size:clamp(43px,3.8vw,59px);line-height:1.08}
[data-article-header=handbook] .hero-picture{height:380px;border-bottom:5px solid #8ea5b5}
.reading-zone,.reading-body,.article-chapter{background:#fff}.reading-body .article-chapter:first-of-type{margin-top:37px}.reading-body h3{margin-top:30px}.reading-body ul{padding-left:22px;margin:22px 0}.reading-body li{padding-left:5px;margin-bottom:12px;font-size:16px;line-height:1.8}.reading-body .button{color:#fff;font-size:13px}.comparison-table td:first-child{color:#172f4a}.quick-answer{background:#edf3f7}.quick-answer p{font-size:16px}.reading-body .quick-answer h3{margin-top:0}.article-chapter{break-inside:auto}.related-section{padding-bottom:58px}.article-heading-tools{flex-wrap:wrap}.article-heading-tools>span{font-size:11px}.article-deck{margin-left:0}.article-draft-note{font:11px/1.5 Arial,sans-serif;color:#526779;margin-top:15px}
@media(max-width:1100px){[data-article-header=handbook] .hero-layout{gap:35px}[data-article-header=handbook] .hero-picture{height:355px}}
@media(max-width:850px){[data-article-header=handbook] .article-heading h1{font-size:42px}[data-article-header=handbook] .hero-layout{gap:28px}[data-article-header=handbook] .hero-picture{height:365px}}
@media(max-width:650px){[data-article-header=handbook] .article-hero{padding-top:23px;padding-bottom:30px}[data-article-header=handbook] .hero-layout{grid-template-columns:1fr;gap:27px}[data-article-header=handbook] .article-heading h1{font-size:43px}[data-article-header=handbook] .hero-picture{height:246px}.reading-body li{font-size:15px}.article-heading-tools{gap:16px}.quick-answer p{font-size:15px}}
@media(max-width:370px){[data-article-header=handbook] .article-heading h1{font-size:38px}}

/* Credit Council USA: five footer directions. */


.ccf-footer{--ccf-navy:#172f4a;--ccf-red:#ad3540;--ccf-muted:#506476;--ccf-line:#d7e1e8;--ccf-pale:#f5f7f9;background:#fff;color:var(--ccf-navy);font:400 15px/1.6 Arial,sans-serif}
.ccf-footer[hidden]{display:none!important}.ccf-footer *{box-sizing:border-box}.ccf-inner{width:min(1180px,calc(100% - 112px));margin-inline:auto}.ccf-footer p{margin:0}.ccf-footer h2,.ccf-footer h3{color:inherit;font-family:"DM Serif Text",Georgia,serif;font-weight:400;letter-spacing:-.6px}.ccf-footer h2{font-size:clamp(34px,3.5vw,48px);line-height:1.14;margin:0}.ccf-footer h2 em{display:block;color:var(--ccf-red);font-weight:400;font-style:italic}.ccf-footer h3{margin:0;font-size:29px;line-height:1.2}.ccf-footer a{color:inherit;text-decoration:none}.ccf-footer button{font:inherit;cursor:pointer}.ccf-footer a:focus-visible,.ccf-footer button:focus-visible,.ccf-footer summary:focus-visible{outline:3px solid #8ea5b5;outline-offset:5px}.ccf-logo{display:block;width:220px;max-width:100%;line-height:0}.ccf-logo .aligned-logo{width:100%;height:auto;display:block}.ccf-brand-link{display:inline-block}.ccf-brand-copy{max-width:285px;margin-top:22px!important;color:var(--ccf-muted);font-size:14px;line-height:1.8}.ccf-btn{appearance:none;display:inline-flex;align-items:center;justify-content:center;gap:30px;min-height:54px;padding:14px 23px;background:var(--ccf-red);color:#fff!important;border:1px solid var(--ccf-red);border-radius:5px;font-size:14px!important;line-height:1.4;font-weight:700!important;white-space:nowrap;text-decoration:none}.ccf-btn:hover{background:#94313a;border-color:#94313a}.ccf-btn span{font-size:19px;font-weight:400}.ccf-text-link{border:0;background:transparent;padding:0;min-height:44px;text-align:left;color:inherit;text-decoration:none!important}.ccf-text-link:hover,.ccf-links a:hover,.ccf-legal button:hover{color:var(--ccf-red);text-decoration:underline!important;text-underline-offset:4px}.ccf-cta-row{display:flex;align-items:center;justify-content:space-between;gap:45px;padding:58px 0}.ccf-cta-row p{color:var(--ccf-muted);font-size:15px;margin-top:16px;max-width:530px}.ccf-columns{display:grid;grid-template-columns:1.45fr 1.08fr 1.05fr .7fr;gap:45px;padding:58px 0}.ccf-group>summary{list-style:none;font-weight:700;font-size:13px;padding:0 0 17px;cursor:default;display:flex;justify-content:space-between;align-items:center}.ccf-group>summary::-webkit-details-marker{display:none}.ccf-group>summary span{display:none}.ccf-links{display:flex;flex-direction:column;align-items:flex-start;gap:3px}.ccf-links a,.ccf-links button{font:400 13px/1.55 Arial,sans-serif;color:var(--ccf-muted);min-height:32px;padding:5px 0;background:none;border:0;text-align:left;cursor:pointer}.ccf-legal{padding:21px 0;display:flex;justify-content:space-between;align-items:center;gap:25px;border-top:1px solid var(--ccf-line);font-size:11px;color:var(--ccf-muted)}.ccf-legal-links{display:flex;align-items:center;gap:24px}.ccf-legal button{border:0;background:none;padding:7px 0;color:inherit;font:inherit;cursor:pointer}.ccf-legal .ccf-top{margin-left:10px;font-size:13px}.ccf-group:not([open])>.ccf-links{display:none}
/* 01. Light & Open */
.ccf-light{border-top:1px solid var(--ccf-line)}.ccf-light .ccf-link-band{background:var(--ccf-pale);border-top:1px solid var(--ccf-line)}.ccf-light .ccf-cta-row h2{font-size:43px}.ccf-light .ccf-cta-row h2 em{display:inline}.ccf-light .ccf-cta-row p{max-width:570px}.ccf-light .ccf-columns{padding:53px 0 46px}
/* Blend the existing logo's white raster background into each footer surface. */
.ccf-logo{mix-blend-mode:multiply}
/* 02. Navy Signature */
.ccf-navy{background:#172f4a;--ccf-muted:#c0cdda;--ccf-line:#40556c;--ccf-red:#f0a1a7;color:#fff}.ccf-navy .ccf-logo{filter:grayscale(1) invert(1) contrast(3);mix-blend-mode:screen}.ccf-navy .ccf-cta-row{align-items:flex-end;padding:65px 0 50px;border-bottom:1px solid var(--ccf-line)}.ccf-navy h2{font-size:57px;max-width:680px}.ccf-navy .ccf-cta-row p{max-width:460px;margin-top:21px}.ccf-navy .ccf-cta-aside{padding-bottom:8px;text-align:right}.ccf-navy .ccf-cta-aside>p{font-size:12px;color:#c0cdda;margin-top:15px}.ccf-navy .ccf-btn{background:#fff;color:#172f4a!important;border-color:#fff}.ccf-navy .ccf-btn:hover{background:#e9eff4;border-color:#e9eff4}.ccf-navy .ccf-columns{padding:51px 0 44px}.ccf-navy .ccf-legal{padding:22px 0}.ccf-navy .ccf-brand-copy{color:#c0cdda}
/* 03. Helpful Directory */
.ccf-directory{background:#f5f7f9;border-top:1px solid var(--ccf-line)}.ccf-directory .ccf-directory-head{display:flex;align-items:center;justify-content:space-between;padding:39px 0;border-bottom:1px solid var(--ccf-line)}.ccf-directory .ccf-directory-head p{font-family:"DM Serif Text",Georgia,serif;font-size:24px}.ccf-directory .ccf-directory-head em{color:var(--ccf-red)}.ccf-directory-layout{display:grid;grid-template-columns:300px 1fr;gap:74px;padding:47px 0 50px}.ccf-help-card{padding:30px;background:#fff;border:1px solid #d7e1e8;border-radius:7px;align-self:start}.ccf-help-card h2{font-size:34px}.ccf-help-card p{font-size:13px;line-height:1.8;color:var(--ccf-muted);margin-top:19px}.ccf-help-card .ccf-btn{margin-top:27px;width:100%;gap:20px;font-size:13px!important;min-height:49px}.ccf-directory-groups{display:grid;grid-template-columns:1.15fr 1fr;gap:30px 53px}.ccf-directory .ccf-group>summary{font-size:13px;border-bottom:1px solid var(--ccf-line);padding-bottom:15px;margin-bottom:10px}.ccf-directory .ccf-links{gap:3px}.ccf-directory .ccf-links a,.ccf-directory .ccf-links button{min-height:37px;font-size:14px}.ccf-directory-footnote{grid-column:1/-1;display:flex;gap:18px;align-items:center;border-top:1px solid var(--ccf-line);padding-top:17px;margin-top:3px}.ccf-directory-footnote p{font-size:12px;line-height:1.7;color:var(--ccf-muted);max-width:410px}.ccf-directory-footnote button{font-size:13px;white-space:nowrap;margin-left:auto}
/* 04. A Personal Invitation */
.ccf-personal{background:#fff;border-top:1px solid var(--ccf-line)}.ccf-personal .ccf-invitation-band{background:#edf2f6;padding:49px 0}.ccf-invitation{display:grid;grid-template-columns:380px 1fr;gap:70px;align-items:center}.ccf-invitation figure{margin:0;height:260px;border:7px solid #fff;border-radius:11px;box-shadow:0 6px 22px #172f4a08;overflow:hidden}.ccf-invitation img{display:block;width:100%;height:100%;object-fit:cover;object-position:center 43%}.ccf-invitation h2{font-size:46px}.ccf-invitation p{max-width:470px;margin:17px 0 23px;font-size:14px;line-height:1.75;color:var(--ccf-muted)}.ccf-personal .ccf-columns{grid-template-columns:1.45fr 1.1fr .85fr;gap:76px;padding:48px 0 40px}.ccf-personal .ccf-brand-copy{max-width:280px}.ccf-personal .ccf-links a,.ccf-personal .ccf-links button{font-size:13px}.ccf-personal .ccf-invitation .ccf-btn{min-height:49px;font-size:13px!important}
/* 05. Simple Sign-off */
.ccf-simple{background:#f5f7f9;border-top:1px solid var(--ccf-line)}.ccf-simple-center{text-align:center;padding:54px 20px 39px}.ccf-simple-center .ccf-logo{width:200px;margin:auto}.ccf-simple h2{font-size:47px;margin:31px 0 17px}.ccf-simple h2 em{display:inline}.ccf-simple-center>p{color:var(--ccf-muted);font-size:14px;line-height:1.8;max-width:485px;margin:auto}.ccf-simple-actions{display:flex;gap:29px;justify-content:center;align-items:center;margin-top:25px}.ccf-simple-actions>.ccf-text-link{font-size:14px;display:flex;align-items:center;gap:15px}.ccf-simple .ccf-btn{min-height:49px;font-size:13px!important;gap:24px}.ccf-simple-nav{display:flex;align-items:center;justify-content:center;gap:37px;margin:0 0 30px}.ccf-simple-nav .ccf-text-link{font-size:13px}.ccf-simple .ccf-legal{justify-content:center;gap:35px;padding:20px 0}
@media(max-width:1100px){.ccf-inner{width:calc(100% - 80px)}.ccf-columns{gap:28px;grid-template-columns:1.3fr 1fr 1fr .7fr}.ccf-footer .ccf-logo{width:195px}.ccf-navy h2{font-size:49px}.ccf-directory-layout{gap:42px;grid-template-columns:270px 1fr}.ccf-directory-groups{gap:30px}.ccf-invitation{grid-template-columns:320px 1fr;gap:46px}.ccf-invitation h2{font-size:39px}.ccf-personal .ccf-columns{gap:44px}}
@media(max-width:850px){.ccf-inner{width:calc(100% - 48px)}.ccf-columns{grid-template-columns:1.2fr 1fr;gap:35px 50px}.ccf-brand{grid-column:1/-1}.ccf-brand-copy{max-width:500px}.ccf-cta-row{gap:25px}.ccf-light .ccf-cta-row h2{font-size:37px}.ccf-light .ccf-cta-row h2 em{display:block}.ccf-cta-row p{font-size:14px}.ccf-navy h2{font-size:43px}.ccf-navy .ccf-cta-row{gap:30px}.ccf-navy .ccf-cta-aside>p{max-width:150px}.ccf-directory-layout{grid-template-columns:230px 1fr;gap:30px}.ccf-directory-groups{display:block}.ccf-directory-groups .ccf-group+.ccf-group{margin-top:25px}.ccf-directory-footnote{margin-top:30px;display:block}.ccf-directory-footnote button{margin:10px 0 0}.ccf-help-card{padding:23px}.ccf-help-card h2{font-size:31px}.ccf-directory .ccf-directory-head p{font-size:21px}.ccf-invitation{grid-template-columns:.8fr 1fr;gap:30px}.ccf-invitation figure{height:285px}.ccf-invitation h2{font-size:35px}.ccf-personal .ccf-columns{grid-template-columns:1fr 1fr;gap:35px}.ccf-simple h2{font-size:42px}}
@media(max-width:600px){.ccf-inner{width:calc(100% - 44px)}.ccf-footer .ccf-logo{width:205px}.ccf-footer h2{font-size:35px}.ccf-cta-row{display:block;padding:39px 0}.ccf-light .ccf-cta-row h2{font-size:35px}.ccf-cta-row p{margin-top:16px;font-size:14px;line-height:1.75}.ccf-cta-row>.ccf-btn{margin-top:25px}.ccf-btn{min-height:50px;padding:13px 20px;gap:29px}.ccf-columns,.ccf-personal .ccf-columns{display:block;padding:35px 0 24px}.ccf-brand{padding-bottom:28px}.ccf-brand-copy{max-width:320px;font-size:13px;margin-top:19px!important}.ccf-group{border-top:1px solid var(--ccf-line)}.ccf-group>summary{min-height:55px;padding:14px 0;font-size:14px;cursor:pointer}.ccf-group>summary span{display:inline-block;font-size:21px;line-height:1;font-weight:400}.ccf-group[open]>summary span{transform:rotate(45deg)}.ccf-links{padding-bottom:15px;gap:0}.ccf-links a,.ccf-links button{min-height:42px;font-size:13px;padding:10px 0;width:100%}.ccf-legal{display:block;padding:19px 0 24px;font-size:11px}.ccf-legal-links{gap:23px;margin-top:8px;flex-wrap:wrap}.ccf-legal button{min-height:40px}.ccf-legal .ccf-top{margin-left:auto}.ccf-light .ccf-columns{padding:35px 0 21px}.ccf-navy .ccf-cta-row{padding:43px 0 34px}.ccf-navy h2{font-size:39px}.ccf-navy .ccf-cta-aside{text-align:left;padding:0;margin-top:26px}.ccf-navy .ccf-cta-aside>p{max-width:none;margin-top:12px;font-size:12px}.ccf-navy .ccf-columns{padding:34px 0 21px}.ccf-navy .ccf-legal{padding:20px 0 25px}.ccf-directory .ccf-directory-head{display:block;padding:31px 0 25px}.ccf-directory .ccf-directory-head p{margin-top:20px;font-size:23px}.ccf-directory-layout{display:block;padding:25px 0 20px}.ccf-help-card{padding:26px;margin-bottom:27px}.ccf-help-card h2{font-size:34px}.ccf-help-card p{font-size:14px}.ccf-help-card .ccf-btn{width:auto;margin-top:21px}.ccf-directory-groups .ccf-group+.ccf-group{margin-top:0}.ccf-directory .ccf-group>summary{border:0;margin:0;padding:14px 0;min-height:56px;font-size:14px}.ccf-directory .ccf-links{gap:0;padding-bottom:13px}.ccf-directory .ccf-links a,.ccf-directory .ccf-links button{min-height:43px;font-size:13px}.ccf-directory-footnote{margin-top:0;padding:23px 0 0}.ccf-directory-footnote p{font-size:13px}.ccf-personal .ccf-invitation-band{padding:30px 0 35px}.ccf-invitation{display:flex;flex-direction:column;gap:27px;align-items:stretch}.ccf-invitation figure{height:205px;border-width:6px}.ccf-invitation h2{font-size:35px}.ccf-invitation p{font-size:14px}.ccf-personal .ccf-columns{padding:34px 0 22px}.ccf-simple-center{padding:39px 0 28px}.ccf-simple-center .ccf-logo{width:200px}.ccf-simple h2{font-size:37px;margin:29px 0 18px}.ccf-simple h2 em{display:block}.ccf-simple-center>p{font-size:14px;max-width:320px}.ccf-simple-actions{flex-direction:column;gap:10px;margin-top:24px}.ccf-simple-actions>.ccf-text-link{font-size:13px}.ccf-simple-nav{display:grid;grid-template-columns:1fr 1fr;gap:0 24px;justify-items:center;margin:0 0 23px;padding-top:18px;border-top:1px solid var(--ccf-line)}.ccf-simple-nav .ccf-text-link{min-height:44px;font-size:13px}.ccf-simple .ccf-legal{text-align:center;padding-bottom:26px}.ccf-simple .ccf-legal-links{justify-content:center;gap:24px;margin-top:7px}.ccf-simple .ccf-top{margin-left:0}}
@media(prefers-reduced-motion:reduce){.ccf-footer *{scroll-behavior:auto!important;transition:none!important}}

.ccf-note{max-width:470px;width:calc(100% - 40px);padding:30px;border:1px solid #d7e1e8;border-radius:8px;color:#172f4a;font:15px/1.7 Arial,sans-serif}.ccf-note::backdrop{background:#172f4a66}.ccf-note h2{font:400 32px/1.2 "DM Serif Text",serif;margin:0 0 16px}.ccf-note button{padding:10px 18px;background:#172f4a;color:white;border:0;border-radius:4px;font:inherit;cursor:pointer}.ccf-note a{color:#ad3540}.ccf-note button:focus-visible{outline:3px solid #8ea5b5;outline-offset:3px}@media print{.ccf-footer,.ccf-note{display:none!important}}