Support for Credit Report Disputes
A wrong balance, unfamiliar account, or inaccurate payment history deserves a closer look. We help review your reports, document the issue, and prepare a focused dispute.
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A practical place to begin.
An unfamiliar entry or a detail that doesn’t match your records can be difficult to sort out alone. We help turn a general concern into a specific question, with the relevant records alongside it.
Compare account details, dates, balances, and reported payments.
Start by identifying the account and the exact information that concerns you. Comparing records from the same period can help explain a difference.
Gather statements and other records supporting the correction.
Organize the documents that show what you believe is correct. Keep copies together so the connection between the record and your request is easy to follow.
Draft the dispute and review the response for possible follow-up.
Put the concern into clear language, keep a copy of what was sent, and review the explanation you receive before deciding on another step.
A little preparation helps.
Make a note of the credit bureau, the account involved, and the detail you want to understand. Keep your report and supporting records somewhere private.
Start with a brief message. Please don’t send Social Security numbers, full account numbers, or copies of sensitive documents through the contact form.